Terms of Use
1. Introduction
Welcome to Prospera. By accessing and using our website, you agree to comply with and be bound by the following Terms of Use. These terms govern your use of our site and services. If you do not agree with these terms, please do not use our website.
2. Use of the Website
Eligibility: You must be at least 18 years old to use our website and services. By using our site, you represent and warrant that you meet this requirement.
Permitted Use: You agree to use our website solely for lawful purposes and in accordance with these Terms of Use. You may not use the site in any way that could damage, disable, overburden, or impair the site or interfere with any other party’s use of the site.
Prohibited Activities: You may not engage in the following activities:
- Unauthorized access to or use of our systems or data.
- Transmission of harmful code, such as viruses or malware.
- Violation of any applicable laws or regulations.
- Reproduction, distribution, or exploitation of any content from the site without permission.
3. Intellectual Property
Ownership: All content, trademarks, and other intellectual property on our website are the property of Prospera or our licensors. You may not use any content or intellectual property from our site without prior written consent.
Content Usage: You may view, download, and print content from our site for personal, non-commercial use only. Any other use, including reproduction or distribution, requires explicit permission from us.
4. User Accounts
Account Creation: Certain features of our site may require you to create an account. You agree to provide accurate and complete information when creating an account and to update your information as needed.
Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
5. Disclaimer of Warranties
Our website and services are provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free from viruses or other harmful components.
6. Limitation of Liability
To the fullest extent permitted by law, Prospera will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability for any claim related to our site or services shall not exceed the amount you paid to us, if any, for the use of the site or services in question.
7. Indemnification
You agree to indemnify, defend, and hold harmless Prospera, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the site, your violation of these Terms of Use, or your infringement of any third-party rights.
8. Changes to Terms
We may update these Terms of Use from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page with an updated effective date. Your continued use of the site after any changes indicates your acceptance of the updated terms.
9. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of South Africa. Any disputes arising out of or related to these terms or your use of our site shall be subject to the exclusive jurisdiction of the courts located in South Africa.
10. Contact Us
If you have any questions or concerns about these Terms of Use, please contact us at: